Tema: Re: Turbut kanka: kodel krize...
Autorius: Splitas
Data: 2009-06-28 00:36:54
jo: ta ie darom..:)


-- 
pagarbusis Splitas
________________
Subaru Outback '06, 2.5, Juoda, MT
Saab 9-5, '99, 2.0 Ecopoweris,
Mėlynas, bet šiaip tai žalias
"shimtas kinieciu" <theroyalwe@news.omnitel.net> wrote in message news:h23aie$3i6$1@trimpas.omnitel.net...
uz ka ir ishgerkim ;)


"Splitas" <splitasNESPAMINTI@mail.lt> wrote in message 
news:h22lmo$f41$1@trimpas.omnitel.net...
> Heidi is the proprietor of a bar in Berlin. In order to increase sales, 
> she decides to allow her loyal customers - most of whom are unemployed 
> alcoholics - to drink now but pay later. She keeps track of the drinks 
> consumed on a ledger (thereby granting the customers loans).
>
> Word gets around, and as a result, increasing numbers of customers flood 
> into Heidi's bar.
>
> Taking advantage of her customers' freedom from immediate payment 
> constraints, Heidi increases her prices for wine and beer, the 
> most-consumed beverages. Her sales volume increases massively.
>
> A young and dynamic customer service consultant at the local bank 
> recognizes these customer debts as valuable future assets and increases 
> Heidi's borrowing limit ...
>
> He sees no reason for undue concern because he has the promissory notes of 
> Heidi's customers as collateral.
>
> At the bank's corporate headquarters, expert bankers transform these 
> customer assets into DRINKBONDS, ALKBONDS and PUKEBONDS. These securities 
> are then sold and traded on markets worldwide. No one really understands 
> what these abbreviations mean and how the securities are guaranteed. 
> Nevertheless, as their prices continuously climb, the securities become 
> top-selling items.
>
> One day, although the prices are still climbing, a risk manager of the 
> bank, (subsequently fired due his negativity), decides that the time has 
> come to start demanding payment from Heidi for the debts incurred by the 
> drinkers at Heidi's bar.
>
> Unfortunately Heidi's customers cannot pay back any of their debts to 
> Heidi.
>
> Heidi cannot fulfill her loan obligations to the bank and claims 
> bankruptcy.
>
> DRINKBOND and ALKBOND drop in price by 95%. PUKEBOND performs better, 
> stabilizing in price after dropping by only 80%.
>
> The suppliers of Heidi's bar, having granted her generous payment terms 
> and also having invested in the securities are faced with a new and 
> desperate situation. Her wine supplier claims bankruptcy and her beer 
> supplier is taken over by a competitor.
>
> The bank is saved by the Government following dramatic round-the-clock 
> consultations by leaders from the governing political parties. They came 
> up with a miraculous rescue plan that saved the bank.
>
> The funds required for this massive rescue are obtained by levying a new 
> tax on all the non-drinkers.
>
>